Proverbs 22:7

7 A rich man will rule over the poor, And the borrower is subject to the man who lends. "This is the course of the world. As regards the sing. and plur. in 7a, there are many poor for one rich; and in the Orient the rule is generally in the hands of one" (Hitzig). The fut. denotes how it will and must happen, and the substantival clause 7b, which as such is an expression of continuance (Arab. thabât, i.e., of the remaining and continuing), denotes that contracting of debt brings naturally with it a slavish relation of dependence. לוה, properly he who binds himself to one se ei obligat, and מלוה, as Pro 19:17 (vid., l.c.), qui alterum (mutui datione) obligat, from לוה, Arab. lwy, to wind, turn, twist round (cog. root laff), whence with Fleischer is also to be derived the Aram. לות, "into connection;" so אל, properly "pushing against," refers to the radically related אלה (= ולה), contiguum esse. אישׁ מלוה is one who puts himself in the way of lending, although not directly in a professional manner. The pred. precedes its subject according to rule. Luther rightly translates: and he who borrows is the lender's servant, whence the pun on the proper names: "Borghart [= the borrower] is Lehnhart's [= lender's] servant."

He had said (Pro 22:2.), Rich and poor meet together; but here he finds, here he shows, that, as to the things of this life, there is a great difference; for, 1. Those that have little will be in subjection to those that have much, because they have dependence upon them, they have received, and expect to receive, support from them: The rich rule over the poor, and too often more than becomes them, with pride and rigour, unlike to God, who, though he be great, yet despises not any. It is part of the affliction of the poor that they must expect to be trampled upon, and part of their duty to be serviceable, as far as they can, to those that are kind to them, and study to be grateful. 2. Those that are but going behindhand find themselves to lie much at the mercy of those that are before hand: The borrower is servant to the lender, is obliged to him, and must sometimes beg, Have patience with me. Therefore it is part of Israel's promised happiness that they should lend and borrow, Deu 28:12. And it should be our endeavour to keep as much as may be out of debt. Some sell their liberty to gratify their luxury.

22:7 This is a warning against being a borrower; other proverbs warn against guaranteeing others’ debts (6:1-2; 20:16).