Proverbs 20:16

16 Take from him the garment, for he hath become surety for another; And for strangers take him as a pledge. The same proverb Pro 27:13, where קח, with the usual aphaeresis, here interchanges with it the fuller form לקח, which is also found at Eze 37:16. To this imperative חבלהוּ is parallel: take him as a pledge (Theodotion, Jerome, the Venet. and Luther); it is not a substantive: his pledge (Targ.), which would require the word חבלתו (חבלו); nor is it to be read with the Syr. חבלהוּ, one pledges him; but it is imperative, not however of the Piel, which would be חבלהוּ, and would mean "destroy him;" but, as Aben Ezra rightly, the imperative of Kal of חבל, to take as a pledge, Exo 22:25, for חבלהוּ without any example indeed except חננני, Psa 9:14; cf. Psa 80:16. The first line is clear: take his garment, for he has become good for another (cf. Pro 11:15), who has left him in the lurch, so that he must now become wise by experience. The second line also is intelligible if we read, according to the Chethı̂b, נכרים (Jerome, the Venet.), not נכריּם, as Schultens incorrectly points it, and if we interpret this plur. like בנים, Gen 21:7, with Hitzig following Luther, as plur. of the category: take him as a pledge, hold fast by his person, so as not to suffer injury from strange people for whom he has become surety. But the Kerı̂ requires נכריּה (according to which Theodotion and the Syr., and, more distinctly still than these, the Targ. translates), and thus, indeed, it stands written, Pro 27:13, without the Kerı̂, thus Bathra 173b reads and writes also here. Either נכריּה is a strange woman, a prostitute, a maitresse for whom the unwise has made himself surety, or it is neut. for aliena res (lxx Pro 27:13, τὰ ἀλλότρια), a matter not properly belonging to this unwise pers…

Two sorts of persons are here spoken of that are ruining their own estates, and will be beggars shortly, and therefore are not to be trusted with any good security: - 1. Those that will be bound for any body that will ask them, that entangle themselves in rash suretiship to oblige their idle companions; they will break at last, nay, they cannot hold out long; these waste by wholesale. 2. Those that are in league with abandoned women, that treat them, and court them, and keep company with them. They will be beggars in a little time; never give them credit without good pledge. Strange women have strange ways of impoverishing men to enrich themselves.

20:16 // 27:13 A wise lender gets security or a deposit on a loan. A stranger was an Israelite unknown to a lender, who required security. Proverbs warns the wise to avoid borrowing altogether (see 6:1-2). • The message of this proverb is repeated in 6:1-5; 11:15; 17:18; 22:26.